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And That’s Without The Public Plan

CBO: ObamaCare will cost $1T, still leaves 30 million uninsured

The Congressional Budget Office has tried crunching the numbers on Barack Obama’s plan to reform health care, which Obama says will save money and protect the uninsured.  The CBO director on his official blog says, “Wrong!” — on both counts.  The reform plan will cost more than a trillion dollars over the next decade, and while it will put 39 million people on insurance plans, it will drive off more than 23 million more from their existing plans.  The cost doesn’t include Obama’s public plan option, either

A net decrease of 16-17 million would still leave about 30 million uninsured, according to the figures thrown around by ObamaCare advocates.  It would simply exchange individuals in the uninsured category, and those most likely to lose their coverage would be those in lower-income jobs, as well as people working in small businesses and startups.

We would spend a trillion dollars to achieve a net result of solving a third of the uninsured problem.  We could have exceeded that by simply paying for private insurance.  Assuming an annual cost of $5,000 for basic catastrophic and wellness coverage, we could purchase 20 million plans for the ten years, without overhauling the rest of the American health-care system.

But that would be akin to the “public plan,” which the trillion-dollar CBO cost estimate doesn’t cover.   The inclusion of such a plan would remove the incentive for employers to offer insurance at all, which would create many millions more uninsured.  At the same time, the public plan would undercut private insurers in the individual markets, pushing people who got kicked out of an employer group plan towards the Medicare-like coverage — and accomplishing single payer by default.

What would be the real cost of ObamaCare?  Well north of a trillion dollars. We’ll see if the CBO updates the figures with the analysis of the dynamic impact of the public plan in the coming days, or whether the CBO gets suddenly quiet about it.



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